Earn a bonus of $150 cash back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card. Plus, there’s no annual fee , view full terms and conditions . † This card and all its rewards and benefits are provided through U.S. Bank .
At gas stations and electric vehicle charging stations, drugstores, grocery stores and on dining. 1% cash back on all other eligible purchases.
Cut down on unexpected expenses. You can get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month. 3
Protect your cell phone every time you pay your bill. Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill. 4
Combine advanced credit tools and a proprietary algorithm to help raise your score and maximize your money. 4
Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security, available when you pay with your covered card. 4
Credit score requirements vary by product. In general, the State Farm ® Visa Credit Card is for established credit with a credit score in the good to excellent range.
How does a credit card work?A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and/or cash advances.
How can I improve my credit score?Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit.
Does the State Farm ® Visa Credit Card offer contactless payment?Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments, at the millions of retail store locations that accept contactless payments.
Do the State Farm ® Visa Credit Cards have an annual fee? No. All U.S. Bank-issued State Farm credit cards have no annual fee. Do the State Farm ® Visa Credit Cards offer a low interest rate?U.S. Bank-issued State Farm credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle.
Something went wrong. Please try again later.
Please enter valid email.
You have successfully opted-out.
Opt-out of Behavioral AdvertisingWe use tracking technologies, such as cookies, that gather information on our website. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other's websites. We also use email addresses to deliver behavioral advertising to you on third party platforms, such as social media sites, search results, and other's websites.
In addition to opting-out here, we also honor opt-out preference signals such as the Global Privacy Control. Note that due to technological limitations, if you visit our website from a different computer or device, clear cookies on your browser, or use multiple email addresses, you will need to opt-out again.
U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.
† APR may vary, the variable APR for Purchases and Balance Transfers is % to % , View Full Terms And Conditions , view full terms and conditions, (based on your creditworthiness). The variable APR for Cash Advances is % . Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay® balance. ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay® Plans and ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.
end of mainOne-time $150 bonus will be awarded for redemption when you are approved for a new State Farm Premier Cash Rewards card and after eligible net purchases totaling $500 or more are made within 90 days from account opening. Net purchases are purchases minus credits and returns. Cash back is not earned for Advances (including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous State Farm Premier Cash Rewards accounts do not qualify for this one-time bonus. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
Cash back is only earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. You will earn 3% cash back for every $1 of the first $4,000 spent annually on Purchases classified as insurance, starting with your January statement and 1% cash back after that. “Annually” is defined as the period of time starting with your January statement (which may include transactions made in December) and running through your December statement (which may not include all transactions made in December). You will earn 2% cash back for every $1 spent on Purchases at merchants classified as gas stations, electric vehicle charging stations, restaurants, fast-food restaurants, bars, grocery stores, food delivery services and drug stores. You will earn 1% cash back for every $1 on all other eligible Purchases. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Each merchant’s business is identified by a category code established by Visa. A Purchase will not earn cash back if the category code applied to a merchant is in a category that is not eligible for cash back earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional cash back. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle in order to earn and redeem cash back. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account, or as a Rewards Card ($25 minimum redemption). Subject to applicable law, cash back rewards will expire at 11:00 p.m. Central Time at the end of the calendar quarter, that is three (3) years from the date on which they were earned.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered State Farm Credit Card to secure 8 or more separate net purchases (number of purchase transactions minus number of credits and returns, including partial returns) on your covered card in the calendar month immediately preceding the loss. The covered vehicle must be registered in you or your family member’s name and must be legally operated by you or your family member at the time of the loss. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions.
Certain terms, conditions and exclusions apply. In order for coverage to apply for Purchase Security, you must use your covered State Farm Credit Card to secure transactions. In order for coverage to apply for Cell Phone Protection, you must pay your eligible cellular wireless bill with your covered State Farm Credit Card. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions. Dovly Uplift: While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
